Terms of Use

Cropr Labs Limited · Last Revised 10 March 2026

Introduction

Please read these Terms of Use (the “Terms”) and our Privacy Policy carefully because they govern your use of the website located at www.cropr.finance and all related websites, subdomains, and applications (collectively, the “Site”) and the decentralised finance portfolio management services enabled or offered by Cropr Labs Limited, a company incorporated in the British Virgin Islands (and its subsidiaries and affiliates) (“Cropr”, “us”, “our”, and “we”) through the Site (the “Services”). Certain features of the Site and Services may be subject to additional guidelines, terms, or rules, which will be posted on the Site in connection with such features. All such additional terms, guidelines, and rules are incorporated by reference into these Terms.

These Terms set forth the legally binding terms and conditions that govern your use of the Site and the Services. By accessing or using the Site or the Services, you are accepting these Terms (on behalf of yourself or the entity that you represent), and you represent and warrant that you have the right, authority, and capacity to enter into these Terms (on behalf of yourself or the entity that you represent). You may not access or use the Site or the Services or accept the Terms if you are not at least 18 years old. If you do not agree with all of the provisions of these Terms, do not access and/or use the Site or the Services.

Please be aware that Section 12 contains provisions governing how disputes between you and Cropr are resolved, including an agreement to arbitrate, a class action waiver, and a jury trial waiver. Please read Section 12 carefully.

Unless you opt out of the agreement to arbitrate within 30 days in accordance with Section 12.6: (1) you will only be permitted to pursue disputes or claims and seek relief against us on an individual basis, not as a plaintiff or class member in any class or representative action or proceeding; and (2) you are waiving your right to pursue disputes or claims and seek relief in a court of law and to have a jury trial.

1. Description of Services

Cropr provides a decentralised finance (DeFi) portfolio management and aggregation platform. The Services enable users to connect multiple cryptocurrency wallets across various blockchain networks (including, without limitation, Ethereum, Polygon, Base, Avalanche, BNB Chain, Arbitrum, Optimism, and Linea), view consolidated portfolio information, execute DeFi transactions (including swaps, lending, borrowing, staking, and bridging) through integrated third-party protocols, and access analytics and monitoring tools.

Non-Custodial Nature. Cropr is a non-custodial platform. We do not hold, control, or manage your digital assets, private keys, or seed phrases at any time. You retain full control and sole responsibility for your wallets and assets. Cropr requests only the permissions necessary to provide the Services through standard secure wallet integration methods.

Not Financial Advice. Cropr is not a bank, financial institution, broker, dealer, investment advisor, exchange, or custodian. The Services do not constitute financial, investment, tax, or legal advice. Any information provided through the Services, including portfolio analytics, yield data, performance metrics, or protocol information, is for informational purposes only. You are solely responsible for evaluating the merits and risks of any transaction or strategy you execute through or in connection with the Services.

2. Access and Licence

2.1 Licence

Subject to these Terms, Cropr grants you a non-transferable, non-exclusive, revocable, limited licence to use and access the Site and the Services solely for your own personal use.

2.2 Restrictions

The rights granted to you in these Terms are subject to the following restrictions:

  • you shall not licence, sell, rent, lease, transfer, assign, distribute, host, or otherwise commercially exploit the Site or Services, whether in whole or in part, or any content displayed on the Site;
  • you shall not modify, make derivative works of, disassemble, reverse compile, or reverse engineer any part of the Site or Services;
  • you shall not access the Site or Services in order to build a similar or competitive website, product, or service;
  • except as expressly stated herein, no part of the Site may be copied, reproduced, distributed, republished, downloaded, displayed, posted, or transmitted in any form or by any means; and
  • you shall not use any automated system, including bots, crawlers, scrapers, or similar technology, to access the Site or Services for any purpose without our express written consent.

Unless otherwise indicated, any future release, update, or other addition to the functionality of the Site or Services shall be subject to these Terms. All copyright and other proprietary notices on the Site (or on any content displayed on the Site) must be retained on all copies thereof.

2.3 Modification and Availability of the Site and Services

Cropr reserves the right, at any time, to modify, suspend, or discontinue the Site or Services (in whole or in part) with or without notice to you. You agree that Cropr will not be liable to you or to any third party for any modification, suspension, or discontinuation of the Site or Services or any part thereof.

2.4 Right to Restrict Access

Cropr reserves the right, in its sole discretion, to restrict, suspend, or terminate access to the Site or Services for users in any jurisdiction at any time and for any reason, including in response to changes in applicable laws or regulations, regulatory guidance or enforcement actions, or other circumstances that Cropr determines may expose it, its affiliates, or its users to legal, regulatory, or other risks. Cropr will endeavour to provide reasonable notice of any such geographic restrictions but shall not be liable for any losses or damages arising from the imposition of such restrictions.

2.5 No Support or Maintenance Obligation

You acknowledge and agree that Cropr will have no obligation to provide you with any support or maintenance in connection with the Site or Services, unless otherwise agreed in writing.

3. Eligibility and User Representations

By accessing or using the Site or the Services, you represent and warrant that:

  • you are at least 18 years of age or the age of legal majority in your jurisdiction, whichever is higher;
  • you have full legal capacity and authority to enter into these Terms;
  • you are not a person or entity that is subject to sanctions, embargoes, or other restrictive measures imposed by the United States, the European Union, the United Kingdom, the United Nations, or any other applicable governmental authority;
  • you are not located in, incorporated in, or otherwise established in, and you are not a citizen or resident of, any jurisdiction that is the subject of comprehensive country-wide or territory-wide sanctions (including, without limitation, Cuba, Iran, North Korea, Syria, the Crimea, Donetsk, and Luhansk regions, or any other jurisdiction designated by OFAC);
  • you will not use the Site or Services for any illegal or unauthorised purpose, including money laundering, terrorist financing, or any other activity that violates applicable laws or regulations;
  • your use of the Site and Services will comply with all applicable laws, rules, and regulations of your jurisdiction, including any laws relating to digital assets, decentralised finance, and financial services;
  • you are solely responsible for determining whether your access to and use of the Site and Services is lawful in your jurisdiction, and you acknowledge that Cropr does not represent or warrant that the Site or Services are appropriate, available, or lawful for use in any particular jurisdiction;
  • any information you provide to Cropr is accurate, complete, and not misleading; and
  • you will not access the Site or Services from any jurisdiction in which Cropr has notified users that access is restricted or prohibited.

4. Wallet Connection and Blockchain Interactions

4.1 Wallet Security

You are solely responsible for the security of your wallet, including your private keys, seed phrases, and any passwords or authentication methods. Cropr does not have access to, and will never request, your private keys or seed phrases. Any loss of access to your wallet or digital assets due to compromised private keys, lost seed phrases, or any other security breach is solely your responsibility.

4.2 Blockchain Transactions

You acknowledge and agree that:

  • blockchain transactions are irreversible once confirmed on the relevant network, and Cropr has no ability to reverse, cancel, or modify any blockchain transaction;
  • Cropr does not guarantee that any transaction initiated through the Services will be confirmed on the relevant blockchain network. Network congestion, gas fees, smart contract failures, and other factors outside Cropr’s control may affect transaction execution;
  • you are solely responsible for paying all applicable gas fees, network fees, and any other costs associated with your blockchain transactions;
  • the Services facilitate interactions with third-party DeFi protocols (including, without limitation, decentralised exchanges, lending and borrowing protocols, liquidity pools, staking contracts, and cross-chain bridges). Cropr does not operate, control, or audit these protocols and makes no representations or warranties regarding their security, accuracy, or reliability; and
  • you are solely responsible for understanding and evaluating the risks associated with any DeFi protocol you interact with through the Services, including smart contract risk, impermanent loss, liquidation risk, and the risk of exploits or vulnerabilities.

4.3 Third-Party Protocols

The Services integrate with various third-party DeFi protocols to provide aggregated access. Your use of these protocols through the Services is subject to the respective terms, conditions, and risk disclosures of each protocol. Cropr is not a party to any transaction between you and a third-party protocol and shall not be liable for any losses arising from your use of such protocols.

5. Intellectual Property

5.1 Ownership

You acknowledge that all intellectual property rights, including copyrights, patents, trademarks, and trade secrets, in the Site, the Services, and their content are owned by Cropr or Cropr’s licensors. Neither these Terms nor your access to the Site or Services transfers to you or any third party any rights, title, or interest in or to such intellectual property rights, except for the limited access rights expressly set forth in Section 2.1. Cropr and its licensors reserve all rights not granted in these Terms. There are no implied licences granted under these Terms.

5.2 Feedback

If you provide Cropr with any feedback or suggestions regarding the Site, the Services, or any of Cropr’s products (“Feedback”), you hereby grant Cropr a perpetual, irrevocable, worldwide, royalty-free, transferable, sublicensable, non-exclusive right and licence to use and fully exploit such Feedback in any manner it deems appropriate. Cropr will treat any Feedback you provide as non-confidential and non-proprietary. You agree that you will not submit to Cropr any information or ideas that you consider to be confidential or proprietary.

6. Prohibited Conduct

You agree not to:

  • use the Site or Services in violation of any applicable law, regulation, or these Terms;
  • engage in any activity that could damage, disable, overburden, or impair the functioning of the Site or Services;
  • use the Site or Services to facilitate money laundering, terrorist financing, sanctions evasion, fraud, or any other illegal activity;
  • attempt to gain unauthorised access to any part of the Site, Services, or any systems or networks connected to the Site;
  • use the Site or Services to manipulate any market, protocol, or trading activity, including wash trading, front-running, or any form of market manipulation;
  • introduce any viruses, worms, Trojan horses, or other malicious code to the Site or Services;
  • impersonate any person or entity, or misrepresent your affiliation with any person or entity;
  • harvest or collect personal information of other users without their express consent;
  • circumvent, disable, or otherwise interfere with any security-related features of the Site or Services; or
  • access or use the Site or Services from a jurisdiction in which such access or use has been restricted or prohibited by Cropr.

7. Informational Content

All content published on or through the Site, including blog posts, articles, white papers, marketing materials, product descriptions, roadmaps, specifications, performance data, yield estimates, and protocol information, is provided in good faith by Cropr and/or its affiliates for informational purposes only. Such content is provided without representation or warranty of any kind and has not been independently audited or verified unless expressly stated otherwise. It is your responsibility to check and validate the accuracy and completeness of any such content before relying on it.

Nothing on the Site or in the Services constitutes a solicitation, recommendation, endorsement, or offer to buy, sell, or hold any digital assets or financial instruments, or to engage in any particular investment strategy. You should not treat any content on the Site as a basis for making financial, investment, or other decisions.

8. Disclaimers

You expressly understand and agree that, to the fullest extent permitted by applicable law, your use of the Site and the Services is at your sole risk, and the Site and Services are provided on an “as-is” and “as available” basis, with all faults. Cropr (and its affiliates and suppliers) expressly disclaims any and all warranties and conditions of any kind, whether express, implied, or statutory, including all warranties or conditions of merchantability, fitness for a particular purpose, title, quiet enjoyment, accuracy, or non-infringement. If applicable law requires any warranties with respect to the Site or Services, all such warranties are limited in duration to ninety (90) days from the date of first use.

Without limiting the foregoing, neither Cropr nor any of its affiliates or suppliers makes any warranty that the Site or Services will meet your requirements, will be available on an uninterrupted, timely, secure, or error-free basis, or will be accurate, reliable, free of viruses or other harmful code, complete, legal, or safe.

Cropr makes no representations or warranties with respect to any third-party protocols, services, or blockchain networks that you may access through the Services. Cropr does not guarantee the accuracy, completeness, or timeliness of any portfolio data, yield information, price data, or other information displayed through the Services.

Cropr is not an investment or financial advisor. Neither Cropr nor its affiliates or suppliers shall be responsible for investment or financial decisions, or losses resulting from your use of the Site or Services. Neither Cropr nor its affiliates or suppliers shall be considered an “expert” under the applicable securities legislation in your jurisdiction. Cropr does not represent that the Site or Services comply with the requirements of any applicable regulatory authority, securities and exchange commission, or any similar organisation or regulator, or with the securities laws of any jurisdiction.

Cropr does not represent or warrant that the Site or Services are appropriate, available, or lawful for use in any particular jurisdiction. If you choose to access the Site or Services from a jurisdiction other than the British Virgin Islands, you do so on your own initiative and are solely responsible for compliance with all applicable local, state, national, and international laws and regulations, including those relating to digital assets, decentralised finance, data privacy, and financial services. Cropr expressly disclaims any liability arising from your failure to comply with applicable laws in your jurisdiction.

Some jurisdictions do not allow the exclusion of implied warranties, so the above exclusions may not apply to you. Some jurisdictions do not allow limitations on how long an implied warranty lasts, so the above limitations may not apply to you.

9. Assumption of Risk

By accessing or using the Site or the Services, you acknowledge and agree that:

  • the use of blockchain technology, digital assets, and DeFi protocols involves significant risks, including the risk of total loss of your digital assets;
  • digital asset markets are highly volatile and subject to rapid and substantial price fluctuations;
  • DeFi protocols may contain bugs, vulnerabilities, or exploits that could result in the loss of your digital assets;
  • cross-chain bridging involves additional risks, including bridge exploits and potential loss of assets in transit;
  • regulatory changes in any jurisdiction may adversely affect your ability to use the Site, the Services, or certain digital assets, and may result in Cropr restricting or suspending access to the Site or Services in your jurisdiction;
  • Cropr does not control any blockchain network, and network delays, congestion, or failures may impact your ability to execute transactions;
  • you are solely responsible for understanding and evaluating the legal and regulatory requirements applicable to your use of the Services in your jurisdiction; and
  • you have sufficient knowledge, experience, and understanding of blockchain technology, digital assets, and DeFi protocols to make informed decisions about your use of the Services.

You expressly assume all risks associated with your use of the Site and Services, including the risks described above.

10. Limitation of Liability

To the maximum extent permitted by law, in no event shall Cropr (or its affiliates or suppliers) be liable to you or any third party for any lost profits, lost data, loss of digital assets, costs of procurement of substitute products or services, or any indirect, consequential, exemplary, incidental, special, or punitive damages arising from or relating to these Terms or your use of, or inability to use, the Site or the Services, even if Cropr has been advised of the possibility of such damages.

To the maximum extent permitted by law, notwithstanding anything to the contrary contained herein, Cropr and its affiliates and suppliers shall have no liability whatsoever to you for any damages arising from or related to these Terms, the Site, or the Services (for any cause whatsoever and regardless of the form of the action). You expressly acknowledge and agree that Cropr, its affiliates, and its suppliers shall not be liable to you for any direct, indirect, incidental, special, consequential, exemplary, or punitive damages of any kind, including but not limited to loss of digital assets, loss of profits, loss of data, or loss of goodwill, regardless of whether Cropr has been advised of the possibility of such damages. This exclusion of liability reflects the allocation of risk between the parties and is an essential element of the basis of the bargain between you and Cropr.

Some jurisdictions do not allow the limitation or exclusion of liability for incidental or consequential damages, so the above limitation or exclusion may not apply to you.

11. Indemnification and Release

11.1 Indemnification

You agree to indemnify, defend, and hold harmless Cropr and its affiliates (and their respective officers, directors, employees, and agents) from and against any and all claims, damages, obligations, losses, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising from or relating to:

  • your access to or use of the Site or the Services;
  • your violation of these Terms;
  • your violation of any applicable law, regulation, or third-party right;
  • any blockchain transaction you initiate, execute, or approve through the Services; or
  • your access to or use of the Site or Services from a jurisdiction in which such access or use is restricted, prohibited, or otherwise unlawful.

Cropr reserves the right, at your expense, to assume the exclusive defence and control of any matter for which you are required to indemnify us, and you agree to cooperate with our defence of these claims. You agree not to settle any matter without the prior written consent of Cropr. Cropr will use reasonable efforts to notify you of any such claim, action, or proceeding upon becoming aware of it.

11.2 Release

You hereby release and forever discharge Cropr and its affiliates (including their respective officers, directors, employees, agents, successors, and assigns) from, and hereby waive and relinquish, each and every past, present, and future dispute, claim, controversy, demand, right, obligation, liability, action, and cause of action of every kind and nature (including personal injuries, death, property damage, and loss of digital assets) that has arisen or arises directly or indirectly out of, or that relates directly or indirectly to, the Site or the Services (including any interactions with, or act or omission of, third-party DeFi protocols, blockchain networks, wallet providers, or any Third-Party Services).

This release includes claims that you did not know or suspect to exist at the time of agreeing to these Terms, and this release expressly waives any rights you may have under any statute or common law principle that would otherwise limit the scope of this release to known claims.

12. Dispute Resolution

12.1 Informal Resolution

In the event of any dispute, claim, or controversy arising out of or relating to these Terms, the Site, or the Services, you and Cropr agree to first attempt to resolve the dispute informally. You must send a written notice describing the dispute to Cropr at the contact details set out in Section 16. Cropr and you will attempt to resolve the dispute through good faith negotiations for a period of at least thirty (30) days from the date the notice is received.

12.2 Arbitration

If the dispute cannot be resolved informally within the period described above, you and Cropr agree that the dispute shall be finally resolved by binding arbitration administered by the London Court of International Arbitration (LCIA) in accordance with its rules then in effect. The arbitration shall be conducted by a single arbitrator. The seat of the arbitration shall be London, United Kingdom. The language of the arbitration shall be English. The arbitrator’s award shall be final and binding and may be entered as a judgment in any court of competent jurisdiction. This arbitration agreement shall survive the expiration or termination of these Terms and shall apply to all claims that arose or were asserted before you agreed to these Terms or any prior version of these Terms.

12.3 Class Action Waiver

You and Cropr agree that each of you may bring claims against the other only in your individual capacity and not as a plaintiff or class member in any purported class, consolidated, or representative action. Unless both you and Cropr agree otherwise, the arbitrator may not consolidate or join more than one person’s or party’s claims and may not otherwise preside over any form of a consolidated, representative, or class proceeding.

12.4 Waiver of Jury Trial

To the fullest extent permitted by applicable law, you and Cropr each waive any right to a jury trial in connection with any dispute arising out of or relating to these Terms, the Site, or the Services.

12.5 Exceptions

Notwithstanding the foregoing, either party may seek injunctive or other equitable relief in any court of competent jurisdiction for infringement or other misuse of intellectual property rights.

12.6 Right to Opt Out of Arbitration

You have the right to opt out of the arbitration provisions of this Section 12 by sending a written notice of your decision to opt out to Cropr at the contact details set out in Section 16, within thirty (30) days after first becoming subject to these Terms. Your notice must include your name, address, and a clear statement that you wish to opt out of the arbitration agreement contained in these Terms. If you opt out of the arbitration agreement, all other provisions of these Terms will continue to apply to you. Opting out of the arbitration agreement has no effect on any other arbitration agreements that you may currently have with us or may enter into in the future with us.

13. Term and Termination

These Terms will remain in full force and effect while you use the Site or the Services. Cropr may suspend or terminate your rights to use the Site or Services at any time for any reason at its sole discretion, including for any use of the Site or Services in violation of these Terms or from a jurisdiction where Cropr has determined that access should be restricted. Upon termination, your right to access and use the Site and Services will terminate immediately. Cropr will not have any liability whatsoever to you for any termination of your rights under these Terms. The following provisions shall survive any termination or expiration of these Terms: Sections 4, 5, 7, 8, 9, 10, 11, 12, and 15.

14. Third-Party Links and Services

The Site and Services may contain links to or integrations with third-party websites, protocols, and services, including DeFi protocols, decentralised exchanges, lending platforms, bridges, and wallet providers (collectively, “Third-Party Services”). Such Third-Party Services are not under the control of Cropr, and Cropr is not responsible for any Third-Party Services. Cropr provides access to these Third-Party Services only as a convenience to you, and does not review, approve, monitor, endorse, warrant, or make any representations with respect to Third-Party Services. You use all Third-Party Services at your own risk. When you interact with any Third-Party Service through the Site, the applicable third party’s terms and policies apply, including the third party’s privacy and data gathering practices. You should make whatever investigation you feel necessary or appropriate before proceeding with any transaction in connection with any Third-Party Service.

15. General Provisions

15.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of the British Virgin Islands, without regard to its conflict of laws provisions, except to the extent that such laws are superseded by the arbitration provisions in Section 12.

15.2 Geographic Restrictions

The Site and Services are operated from the British Virgin Islands. Cropr makes no representation that the Site or Services are appropriate, available, or lawful for use in any other jurisdiction. Users who access the Site or Services from other jurisdictions do so at their own initiative and risk, and are solely responsible for compliance with all applicable local laws. Cropr reserves the right to limit the availability of the Site or Services, in whole or in part, to any person, geographic area, or jurisdiction, at any time and in its sole discretion. Without limiting the foregoing, Cropr may implement geographic access restrictions (such as IP-based blocking) if it determines that the provision of the Site or Services in a particular jurisdiction may expose Cropr to legal, regulatory, or other risks, or may otherwise be inappropriate.

15.3 Severability

If any provision of these Terms is, for any reason, held to be invalid or unenforceable, the other provisions of these Terms will be unimpaired, and the invalid or unenforceable provision will be deemed modified so that it is valid and enforceable to the maximum extent permitted by law.

15.4 Entire Agreement

These Terms (together with the Privacy Policy and any additional terms applicable to specific features of the Site or Services) constitute the entire agreement between you and Cropr regarding the use of the Site and the Services. Our failure to exercise or enforce any right or provision of these Terms shall not operate as a waiver of such right or provision.

15.5 Assignment

These Terms, and your rights and obligations herein, may not be assigned, subcontracted, delegated, or otherwise transferred by you without Cropr’s prior written consent. Any attempted assignment in violation of the foregoing will be null and void. Cropr may freely assign these Terms. These Terms shall be binding upon and inure to the benefit of the parties and their respective successors and permitted assigns.

15.6 Notices and Electronic Communications

The communications between you and Cropr use electronic means, whether you use the Site or send us emails, or whether Cropr posts notices on the Site or communicates with you via email. For contractual purposes, you consent to receive communications from Cropr in electronic form and agree that all terms, conditions, agreements, notices, disclosures, and other communications that Cropr provides to you electronically satisfy any legal requirement that such communications would satisfy if they were in writing.

15.7 Changes to These Terms

These Terms are subject to revision at Cropr’s discretion. If we make material changes, we may notify you by posting notice of the changes on the Site or by other appropriate means. Your continued use of the Site or Services following notice of such changes shall indicate your acknowledgement of such changes and agreement to be bound by the revised Terms. If Cropr makes any future material change to the arbitration provisions in Section 12, you may reject that change within thirty (30) days of such change becoming effective by sending written notice to Cropr at the contact details set out in Section 16.

15.8 Export Compliance

The Site and Services may be subject to the export and import control laws and regulations of applicable jurisdictions. You agree not to export, re-export, or transfer, directly or indirectly, any data or content acquired from the Site or Services in violation of any applicable export laws or regulations.

15.9 Force Majeure

Cropr shall not be liable for any failure or delay in performing its obligations under these Terms where such failure or delay results from circumstances beyond Cropr’s reasonable control, including acts of God, natural disasters, pandemics, war, terrorism, blockchain network outages or failures, smart contract vulnerabilities, government actions, changes in applicable law or regulation, or failures of third-party service providers or protocols.

16. Contact Information

If you have any questions about these Terms, or wish to send any notice under these Terms (including any notice to opt out of the arbitration agreement under Section 12.6), please contact us at:

Cropr Labs Limited

c/o Suite 5, Oleander Building, Port Purcell, Tortola, VG1110, British Virgin Islands

Email: contact@cropr.finance

These Terms of Use were last revised on .